• Getting a clear financial picture.
    • Monthly Income and expenses.
    • Periodical income and expenses.
    • Overall debt situation.
    • Identifying challenges.
  • Creating a financial vision.
    • A powerful, motivating description of your desired financial reality.
    • Short term, medium term, and long term goals.
    • The price of your vision.
  • Identifying tracks for financial change.
    • Income enhancement
    • Streamlining expenses
    • Thinking out if the box
    • Emergency Budget
    • Lifestyle change
  • Building a short-term and long-term budget.
    • Actual implementation of monthly budgeting.
    • Tracking your budget and tweaking when necessary
    • Cash flow challenges
    • Paying off debt.
Of course this is all if time allows. 

–      12 steps to financial stability

–      Practical tips

–      How to form a financial management plan

–      Dealing with debt

–      Becoming a super-saver